As mums managing our households, it is undeniable that utilizing loans, credit cards and BNPL schemes can be a valuable tool for managing our household’s finances and navigating life’s expenses. They provide access to funds that can be especially helpful in...
The current surge in costs across Australia comes as no shock, considering the compounding effects of inflation, supply chain disruptions triggered by events like the COVID-19 pandemic, natural calamities, trade conflicts, and geopolitical tensions. Consequently, the...
Here are some common self-deceptions that prevent us from developing essential financial knowledge. 1 – Believing that we will always have enough money: One way we fool ourselves into thinking we don’t need to manage our money is by assuming that we will...
Cashflow refers to the amount of money that comes in and out of a business or household over a period of time. Positive cash flow occurs when the inflow of cash is greater than the outflow, while negative cash flow occurs when the opposite is true. For us mums,...
Teaching kids about financial literacy is crucial for their future success and wellbeing. Understanding how to manage money and make informed financial decisions is a life skill that is essential for everyone, regardless of their age or background. By introducing...
Changing jobs may offer more perks such as higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new job. But could it also impact your mortgage application? January and February each year is typically prime time for...