To successfully handle household budget management, the first steps involve identifying all sources of income. Keep close tabs on your outgoings, recording both unchanging expenses and those that vary week by week. This practice enlightens you about spending trends. ...
When the Reserve Bank of Australia (RBA) announces an increase in interest rates, mortgage holders brace themselves for higher repayments. To maintain financial security, here are some tips to stay on top of your mortgage. Review Your Loan Regularly: It’s...
Receiving the news that your home loan application has been rejected is one of the most dreaded phrases for potential homebuyers. It can be a devastating blow, especially considering the surprising reasons behind such rejections. A denied loan application can impede...
With such a drastic change to our lifestyles throughout the pandemic, it’s little wonder we’ve seen a shift in how we’re spending our money. Now in 2021, with many restrictions lifted, renewed confidence in the Australian economy and a vaccine on the horizon, will...
Are you buying more to perk yourself up? You aren’t alone. Since the start of COVID-19, there’s been an increase in online shopping. But, if you want to get a handle on your add-to-cart habit, understanding why you spend money can help bring your purchasing patterns...
