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6 ways to reduce your credit card debt
Here are some tips to start paying off your debt $45 billion. That’s how much Australians owe on their credit cards.i Now, perhaps that’s no drama if we’re not paying too much to access credit and we’re managing to avoid interest charges by paying back what we owe on...
Children wanted: expanding portfolio
Luring people in with free portrait sessions has been around forever, the language has just changed. Now you will see "Families Wanted" or "Photographer Wants To Expand Portfolio" or "Looking for Mothers and Daughters" or "Kids and Pets shoot for charity". It's all...
Saving for your children’s education
As parents, you want the best for your children, so it is a great idea to start planning for the future now, by creating a savings plan to pay for your children's future education. According to government figures, by 2025 the average cost of a three-year degree...
17 Frugal Shopping Ways Which Will Save You a Ton of Money as a Mum
283 Prices are continually rising and the child's appetites appear to grow daily, but you can somehow save money if you shop within your budget. Here are a few frugal shopping tips that can save you a ton of money. Set a Budget Set your grocery budget for a week or...
The Costs of Divorce
Nobody starts out a marriage with the thought that someday it might end. But unfortunately, as we move through life many marriages do fall apart and we are faced with separation, a financial settlement of property and then divorce. When a client calls me contemplating...
Here are 12 Ways to Help Avoid Waste at Christmas
Embrace the spirit of Christmas by giving back to the environment this festive season. If ever there is a time for excess, Christmas is it. But it’s important not to forget about the waste you create amidst all the good times, feasting, gifts and celebrations. You’ve...
Budget Management for the Growing Family
If you’re thinking of expanding your family, be sure to keep on top of things financially. Having a family usually comes not just with extra expenses but also a drop in income as one or both of you take time off work. Raising children and growing your family can be...
Investment – The Dos and Don’ts
If you are sitting on a tiny amount of equity in your current home, or have money to invest (and are considering investing in property), as Sting once sang, it is something that you should "do do do." But all those dos come with and an equal number of don'ts. There...
Preparing Your Kids for Financial Success
Children learn a lot from their parents when it comes to money - arm yours for financial success. When it comes to money, your own behaviour and attitudes can strongly influence your kids. Help your kids to be money smart by demonstrating positive money habits and...
What Financial Records Do You Need to Keep?
It is important to de-clutter and simplify your financial records to improve your quality of life. Why should we simplify? There are many reasons, such as: Living in smaller places means we have less space to store them It will save time because it will be easier to...
